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Property, lots & housing

Apply for a low-interest home improvement loan

The Restore, Repair, Renew Program helps Philadelphia homeowners access low-interest loans to make home improvements.

The Division of Housing and Community Development (DHCD) supports the Restore, Repair, Renew Program.


To qualify for the Restore, Repair, Renew Program, you must meet certain income requirements. View the current income guidelines.


Visit the Restore, Repair, Renew webpage to:

  • Learn about all program eligibility requirements.
  • Find application instructions.