Did you earn less than $61,555 (filing as single), or $68,675 (filing as married/jointly) from a job in 2025? You could get up to $8,046 back when you claim 3 or more qualifying children or relatives on your federal income tax returns.
If you are between 25 and 65 years old, or have a qualifying dependent, you may be eligible for the federal Earned Income Tax Credit (EITC). The EITC is worth up to $8,046 per income tax return for eligible low-to-moderate-income individuals and families.
Yet, one in five people who could receive a refund don’t apply for it. Over $100 million is left on the table every year. It’s worthwhile applying — the average refund is around $2,200. This is not a City of Philadelphia program, but because it offers refunds to many Philadelphians, the City is helping raise awareness about the EITC.
Additionally, in 2025, the Commonwealth of Pennsylvania introduced a new tax credit for workers. If you qualify for the EITC, you will also qualify for this state refund. Eligible taxpayers may receive up to $805. You must file both the federal Form 1040 and the PA-40 state income tax return. Visit the Working Pennsylvanians Tax Credit page for more information.
For workers
To claim the EITC, you must file a federal tax return, usually a Form 1040 U.S. Individual Income Tax Return.
Qualifying taxpayers can get assistance to file their federal taxes for free. Check out our webpage designed to provide you with helpful information about how to access free filing services if you qualify.
| Number of children or relatives claimed | Filing as single, head of household, or widowed | Filing as married filing jointly | Maximum benefit |
|---|---|---|---|
| Zero | $19,104 | $26,214 | $649 |
| One | $50,434 | $57,554 | $4,328 |
| Two | $57,310 | $64,430 | $7,152 |
| Three or more | $61,555 | $68,675 | $8,046 |
For community groups
The City offers community outreach services to help taxpayers get the tax credits, discounts, and assistance they’re eligible for.
To request EITC materials or have a Revenue representative speak at your next community meeting, please email Revenue.Outreach@phila.gov.
For employers
Philadelphia employers must provide all employees and non-payroll workers with the City of Philadelphia EITC notice. Employers usually provide the notice when distributing W-2s, 1099s, or comparable forms to employees.