Senior citizen programs Reductions in tax liability and water bill amounts for age-eligible residents. Set up a Real Estate Tax installment plan Instructions for senior citizens and low-income taxpayers who want to pay their Real Estate Tax in monthly installments. Apply for the low-income senior citizen Real Estate Tax freeze Application details for the Real Estate Tax freeze, which is offered to senior citizen homeowners who meet age and income requirements. Apply for the senior citizen water bill discount The City offers a discount on water and sewer bills for senior citizens who meet age and income requirements. Find out how to apply. Apply for water bill customer assistance How to apply for assistance on your water bill based on income, age, or a special situation that is making it hard to pay your water bill.