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Giving businesses access to zero percent interest loans through a crowdfunding platform.


Kiva gives entrepreneurs access to zero percent interest small business loans. These loans are funded by hundreds of lenders from around the world.

You can create a page on Kiva's website to give an overview of your business and its needs. Individuals can choose to lend you $25 or more to help you reach your fundraising goal.

The Department of Commerce is partnering with Kiva to bring this funding website to Philadelphia. We're here to help you get started.

You can also find financial support and other incentives available through the Department of Commerce.


1515 Arch St., 12th Floor
Philadelphia, PA 19102

Process and eligibility

Your first loan through Kiva can be up to $10,000. Kiva will approve your loan amount before the crowdfunding begins. Once you meet your goal, loans must be repaid in 36 months or less. Kiva loans are interest free.

Use Kiva to raise money for:

  • Buying inventory.
  • Investing in equipment.
  • Expanding product lines.
  • Hiring staff.
  • Marketing & advertising.

To borrow through Kiva, you must be at least 18 years old and have a PayPal account.

Apply for a loan

Information about how to access the Kiva loan program.