Get answers to common questions about the Zero Fare program, including information on eligibility and how to use your card.
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How do I apply for Zero Fare?
There is no application. Instead, participants are randomly selected or enrolled through select community-based organizations.
Philadelphia residents are eligible if:
Eligible residents are selected at random through a lottery and automatically enrolled.
Selected participants will receive information in the mail from the Zero Fare program and outreach from the Office of Community Empowerment and Opportunity (CEO) via text and phone. Then, they’ll receive a pre-activated Zero Fare Key card in the mail.
Between September 2023 and December 2023, select community-based organizations that serve immigrant and refugee communities in Philadelphia enrolled eligible participants on a limited basis. This enrollment pathway offered access to the program to Philadelphia residents who wouldn’t be eligible for automatic enrollment due to documentation status.
I don’t want you to mail the Zero Fare Key card to me. Can I pick it up?
We don’t currently offer pickup locations for Zero Fare Key cards. If that changes, we’ll be sure to notify program participants.
I received a card, but I don’t want to participate. What should I do?
To let us know that you don’t want to participate in the program, you can:
Or, you can cut up and throw away your card once it arrives. The City deactivates all unused cards.
Why was I not selected for the program?
Zero Fare has limited funding during the two-year pilot period. Although you may be eligible based on your income, age, and residency, you weren’t randomly selected through the lottery at this time.
However, enrollment is ongoing through June 2024—so be sure to check your mail!
How do I activate my card?
There’s no activation or registration required for your Zero Fare Key card. You can begin to use it as soon as it arrives in the mail.
How do I use my card?
You can use your card on all services offered by SEPTA. It works much like a regular SEPTA Key card, so just tap and go!
If you experience any issues with using your card, you can:
Can I add money onto my card?
No, you can’t add money to a Zero Fare Key card. Although it’s similar to a SEPTA Key Card, the Zero Fare Key card is a City of Philadelphia fare product and travel funds are preloaded.
When does my card expire?
The card will cover all SEPTA rides for one year. At the end of the first year, the City of Philadelphia will contact participants with options for the second year of the program.
Can I share my card?
No. You shouldn’t share your card with anyone else, including family or other members of your household.
Is the SEPTA Multi-Rider Feature available on my card?
No. The multi-rider feature for SEPTA Key cards is not available on Zero Fare Key cards, so you can’t tap your card multiple times for others traveling with you.
How do I report a lost, stolen, or damaged card?
To report a lost, stolen, or damaged card, you can:
The City will deactivate your card and send you a new one.
I have a SEPTA Reduced Fare Key card, but I was selected to participate in the Zero Fare program. What should I do?
You should use the Zero Fare Key card while this program is available. However, you should also hold onto your SEPTA Reduced Fare Key card in case you need it in the future.
For more information about this program and how to apply, see the SEPTA Reduced Fare Program or call (215) 580-7145 and press 6.
Are CCT Connect ADA Paratransit services rides eligible for Zero Fare?
CCT Connect ADA Paratransit rides are covered if you’re an existing CCT rider and selected to participate in Zero Fare. If you’re a CCT rider, you’ll need to register your CCT card with the Zero Fare program. To do so, you can:
For more information about paratransit service and shared-ride programs, see SEPTA CCT Connect.
How do I apply for a SEPTA Senior Fare card?
The Zero Fare program is for program-eligible Philadelphia residents between the ages of 18 and 64. If you’re 65 or older, you’re eligible for a SEPTA Senior Fare card.
For more information about this program and how to apply, see the SEPTA Senior Fare card program or call (215) 580-7145 and press 6.
Why is Zero Fare a pilot program? What does that mean?
A pilot program is an initiative that lasts for a short period of time or only includes a small number of participants. By starting Zero Fare as a pilot program, the City can observe what works well and what we may need to improve upon to create the best possible program.
What’s the income threshold for the Zero Fare program?
The income threshold is 150% of the Federal Poverty Level (2023), but the program doesn’t keep income data on eligible or selected participants. All eligible residents were entered into a lottery and randomly selected to participate in the two-year pilot program.
You’re eligible for the program if:
Can my community organization become a program partner?
Thank you for your interest in partnering with the Zero Fare program. As of December 2023, program enrollment through community organizations serving our immigrant and refugee communities is complete for the current program period.
While we’re not partnering with additional organizations right now, we’ll provide updates if any opportunities become available in the future.