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How Can I Pay for Solar?
There are several different incentive options available that could help finance a solar project. These include federal tax incentives, grants and loans some of which are highlighted below. The PA DEP's Funding program list is a great source for grant and rebate information.

The Database of State Incentives for Renewables and Efficiency (DSIRE) is an excellent source of information that summarizes the incentives available in the United States. See what Pennsylvania has to offer.

Energywise PA, also has a list of incentives. Once you are on the page you can filter by category (Energy Efficient Mortgages, Grants and Rebates, Home Improvement Loans, Low Income Programs, Programs for Small Businesses, and Tax Credits).

The Pennsylvania DEP also provides a guide to grants and other funding sources.

Federal Tax Incentives
Investment Tax Credit-Energy Credit
The investment tax credit is a credit against your federal income tax. Its purpose is to reduce the amount of income tax a person has to pay each year. The 2005 federal tax credits were extended for 8 years by the $700 billion bailout package passed in October 2008. More recently the American Recovery and Reinvestment Tax Act of 2009 was passed, which includes several provisions modifying and expanding the scope of the energy efficiency and renewable energy incentives, that were extended by the bailout package last year. Consumers who install solar systems can receive a 30% tax credit for systems placed in service from January 1, 2006 through December 31, 2016; the previous tax credit cap of $2,000 no longer applies.

For a complete breakdown, visit: Energy Tax Incentives and Legislative Update on Federal Energy Efficient Tax Incentives or go to Residential Energy Efficient Property Credit Tax Form.

More information on the Residential Energy Tax Credit.

State Incentives
Pennsylvania Sunshine Program
This program within the Department of Environmental Protection provides funding of $100 million to provide loans, grants and rebates that cover up to 35 percent of the costs residential consumers and small businesses incur for installing solar energy technology and $80 million in grants and loans for economic development projects in the solar sector.
City Incentives
The Mayor announced two sources of green funding for small businesses- The Greenworks Loan Fund: $9 million in Greenworks Loans available in amounts from $100,000 to $1 million, and $500,000 in Greenworks Rebates available in amounts up to $10,000. The funding is a blend of Recovery funds from the Energy Efficiency and Conservation Block Grant and private capital from The Reinvestment Fund.

Applications for both Greenworks Loans and Greenworks Rebates are available now through the City of Philadelphia's Business Services Portal and at PIDC's website.

Loans
Keystone Home Energy Loan Program
Low-interest loans funded by Penn. Treasury Dept. for home efficiency projects and the installation of alternative systems, managed by AFC First, a private lender.

Energy Efficient and Alternative Energy Mortgages by Fannie and Freddie Mac for Energy efficient home mortgages that help you finance improvements. Click here for a complete guide with list of providers.

Currently only a few private lenders offer loans for alternative energy improvements. They are: PNC and Beneficial Bank.