The Office of Property Assessment (OPA) recently mailed 2027 valuation notices to all Philadelphia property owners. If you get a notice, don’t ignore it. Your updated property assessed value determines how much you may pay in Real Estate Tax for 2027.

You can estimate your 2027 bill by multiplying your taxable assessed value by the current Real Estate Tax rate (1.3998%), or you can search for your property on property.phila.gov to see its new assessed value. You can also use the calculator to see estimates of your bill with the relief programs we administer.

Who determines my property’s value?

OPA determines the value of all properties in Philadelphia. The Department of Revenue does not assess or determine property values. Revenue administers tax relief programs and uses the assessed value provided by OPA to calculate Real Estate Tax bills. Review their methodology to understand how their process operates.

If you have questions about your updated property value or how to appeal your assessment, you should contact OPA.

What’s the property tax rate?

The current Real Estate Tax rate is 1.3998%. The rate hasn’t changed since 2016 and will remain the same in 2027. The total tax rate is determined by two separate taxes imposed on all properties in the city: one by the City and one by the School District.

The City rate for tax year 2027 is 0.6159%, and the School District rate is 0.7839%. Property taxes are due March 31 of every year. It is easiest to pay City bills online. Paying on time helps you avoid interest and penalties.

What should I do if I can’t pay my whole bill at once?

Contact the Department of Revenue right away. Revenue offers a number of tax relief programs to help homeowners afford their bills. You may qualify for:

These programs can break your annual payment down into monthly bills, lower your home’s taxable assessed value, limit future tax increases, or make your bill predictable and affordable by “freezing” it.

The best part? You can apply for all five programs using a single, streamlined application! You just have to fill out one form, and we’ll handle the rest.

What are the requirements?

Philadelphia’s property tax assistance programs are all income-based except for the Homestead Exemption. Every homeowner qualifies for Homestead. Don’t count yourself out!

Nevertheless, each program has specific eligibility requirements, like income, age, and length of ownership. You must also live in your home as your primary residence to benefit from these programs. Visit phila.gov/real-estate-relief to learn more.

What if I don’t qualify for assistance?

You should call (215) 686-6442 and ask about setting up a payment plan. We offer a range of options with flexible terms that fit almost every situation and can help you stay current.

What if my home’s deed isn’t in my name?

You may still qualify for our programs if you can prove you have a legal interest in the home. We may even cross-enroll you in other programs such as the Homestead Exemption or Senior Tax Freeze. Call SaveYourHomePhilly at (215) 334-4663 for help resolving tangled titles. For more tips, read this blog post!

What if I’m behind on my taxes?

You can set up an Owner-Occupied Payment Agreement (OOPA) to pay overdue taxes over time. An OOPA can help you avoid collection or other enforcement efforts while you pay your balance with very affordable monthly payments. The best part? You don’t have to make a down payment to get into an OOPA.

Call (215) 686-6442 if you have questions or need help!

Even better, you can watch our recent Lunch & Learn webinar on property valuation and how to appeal your assessment on our YouTube channel.

Save on your next property tax bill with these Revenue programs