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Protecting Philadelphians' financial health and wellbeing with free, local resources to help manage student loans.
Managing your student loan debt is important and you are not alone. More than 231,000 Philadelphians have student loan debt, and thousands are currently behind on payments. This debt is from loans taken out by a student or a parent and used for college, a trade credential, or vocational school.
The City of Philadelphia wants to help you protect your financial health and wellbeing. The OnePhilly Student Loan Hub is here to provide free resources to help you stay on top of student debt.
Most student loans are borrowed from the federal student loan system, and the federal government is making big changes in 2026. These changes could impact your financial situation in different ways. Connect with us to get help and access to trusted resources.
The Student Loan Hub is a collaboration between the Mayor’s Office of Education, the Office of Community Empowerment & Opportunity, and the Office of the Chief Administrative Officer.
Looking for help with something else? The City of Philadelphia partners with local organizations so that residents can access different kinds of financial help for free:
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You may have a federal loan, a private loan, or both. Find out what kind you have so you can get the right resources for your situation.
A new federal law will remove important loan repayment options for Direct Parent PLUS loans on July 1, 2026. You could lose access to Income-Driven Repayment (IDR) plans and Public Service Loan Forgiveness. Act now: you could be eligible to keep access to these programs if you apply for a new Direct Consolidation Loan and the new loan disperses by June 30th.
