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InStore Forgivable Loan Program

Helping businesses buy equipment and make interior improvements.

What we do

The InStore Forgivable Loan Program helps existing businesses expand and new businesses become established on targeted commercial corridors. Retail, food, and creative arts businesses are eligible for the program.

InStore approves a limited number of projects each year for forgivable loans.

Loan details

  • $15,000 to $50,000
  • No payments, no interest
  • Forgiven after five years

If the business remains open and operating at the location for five years, the loan is forgiven and the business pays nothing.

The InStore Forgivable Loan Program is a program of the Department of Commerce.


InStore Forgivable Loan Program
1515 Arch St., 12th floor
Philadelphia, PA 19102
Email instore@phila.gov

Process and eligibility

What kind of businesses can apply?

  • Retail
  • Food
  • Creative arts

Businesses must be located on an eligible commercial corridor

A list of eligible corridors can be found on page seven of the application. If you have questions about your project's eligibility, contact instore@phila.gov.

Apply for the InStore program

InStore approves a limited number of projects each year for forgivable loans. If your business is on an approved corridor, you can apply by