COVID-19 information: Philadelphia is in a modified, restricted green phase of reopening. For the latest information, visit phila.gov/COVID-19. Text COVIDPHL to 888-777 to receive updates to your phone.

Philadelphia COVID-19 Small Business Relief Fund

Process and eligibility

The Fund includes the three relief programs that you can apply for through a single application.

Relief programs

The Philadelphia COVID-19 Small Business Relief Fund includes the following three programs.
Relief program Eligible businesses Amount available per business What you’ll need to apply
Microenterprise Grant Annual revenue under $500,000 $5,000 grant
  • Signed tax return to confirm annual revenue.
  • A description of the impact of COVID-19 on your business, and your recovery plan.
Small Biz Grant Annual revenue $500,000 to $3 million Up to $25,000 grant, amount determined by review of application
  • Signed tax return.
  • 2019 financial statements.
  • Verification of cash flow needs.
  • Proof of insurance.
  • A description of the impact of COVID-19 on your business, and your recovery plan.
Small Biz Zero-Interest Loan Annual revenue $3 – $5 million $25,000 – $100,000 loan,
amount determined by review of application
  • Signed tax return.
  • 2019 financial statements.
  • Verification of cash flow needs.
  • Proof of insurance.
  • A description of the impact of COVID-19 on your business, and your recovery plan.
  • No collateral requirements.

More support for businesses


How applications are evaluated

The review committee reviews applications on a rolling basis. Applications will be processed until funds are exhausted. Please be patient as we expect a high volume of requests.

When awarding grants and loans, the review committee prioritizes businesses that:

  • Provide more jobs during a normal business cycle (pre-COVID-19 levels).
  • Suffered a loss of 50% or more of their revenue due to the COVID-19 pandemic.
  • Demonstrate a strong chance of remaining open post-COVID-19.
  • Lost revenue from other situations in addition to COVID-19, such as recent public works projects like water main breaks, utility repairs, or street closures.
  • Employ low-income individuals or are located in a ZIP code with high poverty.
  • Operated consistently for two years or more.

For sole proprietors and independent contractors, priority will be given to those who are located in ZIP codes with high poverty or those that sustain multiple sub-contractors during a normal business cycle (pre-COVID-19 levels).

Based on the applicant pool, the review committee may choose to add further priorities or change eligibility criteria in the subsequent weeks.

If you are awarded a grant or loan through this process, you may be required to provide either your quarterly estimated tax filings or your annual tax filings at a later date.


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