Please note, you don’t need ACH Debit to make an electronic payment to the City. Use eCheck for secure and free payments, or a credit/debit card (will include a processing fee). Thank you.
The Department of Revenue offers an Electronic Funds Transfer (EFT) program that lets you pay City taxes straight from your bank account. Payments are initiated through the Automated Clearing House (ACH) Network. ACH is an electronic payment system that moves tax payments directly from your debit or credit account to the City of Philadelphia’s bank account. Not all banks are able to do this transaction, and some charge a fee to do it. The ACH Credit program is usually used by Payroll Services and larger companies.
ACH Debit allows you to make payments over the phone via a toll free number. Once set up you’re provided with an 11 digit reporting ID and temporary password. Per the information entered over the phone PNC Bank will debit the bank account provided and send the payment along with an electronic file to the City. Please note we are not adding new participants to this program, and existing participants will need to start using a new system gradually.
The EFT-ACH user’s manual describes how the program works and gives instructions for making payments once you have enrolled. Please read the manual before applying. The first page of the manual includes instructions for eCheck, a free payment alternative that may be easier for taxpayers to use than EFT-ACH. Use the application documents to enroll in the ACH Credit or ACH Debit program.