Seniors who own a property in Philadelphia and live there as their primary residence can pay their Real Estate Tax in installments. The City also allows qualifying low-income homeowners to pay their property taxes monthly. Read on to find out more!
Pay monthly, never reapply
Installment plans are one of several assistance programs the City offers to help homeowners pay their property taxes. The program offers a payment option you can afford, rather than a lump sum.
You can pay your 2026 bill month-to-month if you’re 65 or have a spouse who’s 65. All seniors can get an installment plan, regardless of income. A one-time application is all it takes to start paying your bills in installments. You’ll need to provide proof of age. Here are some documents you can use:
- Driver’s license
- Birth certificate
- PHL City ID
- Medicare card
To qualify as a low-income homeowner, your family size and household income must not exceed the program’s limits. Visit our website for a complete list of eligibility requirements.
The best part? When you make all the required monthly payments, we automatically enroll you in the program for the following year. There is no need to reapply unless there is a change to your property deed, such as refinancing or adding a co-owner. Nevertheless, if you miss a payment, you’ll have to restart the application process to get back in.
Keep this in mind
This property tax relief program is for owner-occupied homes. It’s only available to people who own and live in their primary residence. You can have a mortgage and still qualify.
Review the program flyer on our website to see if you qualify. If you own a house but don’t live in it, you can take advantage of our preferred or standard agreements to pay your bills.
Now’s the time to apply!
We’re now accepting applications for 2026. Apply by March 31! It’s easier, faster, and more secure to apply online. No username or password needed. The Philadelphia Tax Center is mobile-friendly, so you can access it from anywhere, anytime. Applying online is now easier; the Installment Plan application is now part of the Real Estate Tax assistance combined application. Get started today!
You can apply by mail by filling out this Installment Plan application. Mail the completed form to:
Philadelphia Department of Revenue
P.O. Box 53190
Philadelphia, PA 19105
You can also drop off your application at:
- The Municipal Services Building, concourse level, at 1401 John F. Kennedy Blvd,
- Our Northeast Services Center at 7522 Castor Ave., or
- The North Philadelphia Services Center at 2761 N 22nd St.
After you apply
We process all applications in early April and send out decision letters then.
Once you’re approved, you’ll get a letter from the Department of Revenue and your first payment voucher. Your first payment will be due in May.
You’ll have until December to pay off your 2026 Real Estate Tax bill, not March 31. Taxpayers now get monthly vouchers, which remind them when their payments are due.
