Department of Records - City of Philadelphia
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RECORDS : Document Recording

Legal Problems with Homeownership (Tangled Title)

Do you own your home?

If you are renting, or if you live with a friend or relative in a house that they own, you are not a homeowner.

 

If you live in a house that you think you own, or if you have a rent-to-own or lease/purchase agreement, you could have a homeownership problem.

 

You could have a homeownership problem if:

  • your name is not on the deed to your house;
  • you do not know if your name is on the deed to your house;
  • the City or a utility company has refused to discuss unpaid taxes or bills with you because your name is not on the deed to your house;
  • the City has refused to give you a grant for repairs to your house because your name is not on the deed to your house;
  • one of your relatives owned the house in which you live and had his or her name on the deed, but that relative has passed away;
  • you are the only person who has any interest in living in the house, but your name is not on the deed to your house; or
  • you entered into a rent-to-own agreement (also called lease/purchase agreements or installment land contracts) to buy the house and have paid all or some of the purchase price for the house, but your name is not on the deed to the house.

Why should you worry about whether you have a homeownership problem?

Learn more about the possible trouble you could face.

 

If you think you have a problem:
Learn how to get a copy of the official records.


 

If you already know that you have a homeownership problem:

Contact one of the legal services agencies listed on this site immediately.