Department of Records - City of Philadelphia
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Why should you worry about whether you have a homeownership problem?

If you have a homeownership problem, you may run into trouble if:

  • you try to take out a mortgage or a loan;
  • you try to negotiate with the city or a utility company about past taxes or bills that have not been paid;
  • you try to get a grant from the city to make repairs to your house;
  • you try to obtain homeowners? insurance on the property;
  • you try to sell your house;
  • you want to give your property to your family or friends should something happen to you; or
  • the person whose name is still on the deed, or one of their relatives, tries to take the house from you.