No. This funding is available to any eligible business located in the City of Philadelphia that was impacted by Hurricane Ida.

The U.S. Department of Housing and Urban Development (HUD) requires award caps for the Ida Business Assistance Program. Awards are capped at $150,000 so that more businesses can benefit from the program.

No. Construction and repairs are not eligible uses for these grant funds. For more information about what you can use this grant funding for, see the list of eligible expenses.

For other kinds of expenses, the Department of Commerce offers financial support programs to help with both exterior and interior storefront improvements.

No. You can’t use Ida Business Assistance Program funds to repay SBA loans. For more information about what you can use this grant funding for, see the list of eligible expenses.

Yes! To arrange for one-on-one assistance, submit an email request to IBAProgram@phila.gov. If you prefer, you can arrange for someone to come to your business to help you with the application process in person. For assistance by phone, call (215) 683-2100.

Yes. You need all three identification codes from the federal government. These codes are public information and free to obtain.

Contact us by sending an email to IBAProgram@phila.gov. A program representative will contact you to review your situation and discuss what documentation you can provide.

Generally, once your full application is approved, you can expect payment within six to eight weeks. Funds are disbursed based on your use of funds.

To be considered a microenterprise, your business must meet these criteria:

• Have five or fewer full-time or part-time employees. One of those employees must be the business owner.
• The owner’s household income must be low-to-moderate (equal to or below $66,850 per year in 2025).

No. If your business qualifies as a microenterprise, then you do not need to create or retain any jobs in order to receive grant funds through the Ida Business Assistance program.

Yes. To qualify as a microenterprise, you can have up to five full-time or part-time employees. Since part-time positions count towards the maximum number of employees for a microenterprise, a part-time employee transitioning to a full-time role will not impact your total number of employees.