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Financial Empowerment Centers

Giving free, one-on-one financial advice.


Financial Empowerment Centers (FEC) educate, empower, and protect people with low incomes. To do so, they provide financial counseling that is:

  • Free.
  • High quality.
  • Personalized (one-on-one).
  • Confidential.

Process and eligibility

FEC counselors are employees of Clarifi, the region's leader in financial counseling. They are trained to help clients shift from debt management to saving.

Financial counselors provide sessions on the following financial topics:

  • Money management and budgeting
  • Banking and basic financial transactions
  • Credit reports
  • Using credit wisely
  • Consumer protection and debt collection
  • Student loans
  • Bankruptcy
  • Negotiation
  • Investments and future planning
  • Homeownership
  • Insurance and benefits.

Anyone who wants free financial counseling can make an appointment by calling (855) FIN-PHIL. Counseling sessions are available in English and Spanish. Support in other languages may be available upon request.


The following organizations host Financial Empowerment Centers:

Organization Address
PA CareerLink Suburban Station 1617 John F. Kennedy Blvd., 19103
PA CareerLink West Philadelphia 3901 Market St., 19104
People’s Emergency Center 325 N. 39th St., 19104
PA CareerLink Northwest Philadelphia 5847 Germantown Ave., 19144
PA Careerlink North Philadelphia 4261 North 5th St., 19140
PATH 1919 Cottman Ave., 19111
Helen Brown Community Center 1845 North 23rd St., 19121

Sponsors and partners


  • Cities for Financial Empowerment Fund
  • CSBG Funds


  • Clarifi
  • PA CareerLink
  • People’s Emergency Center