Missing property tax payments is a big problem that can quickly grow worse. Your bill can balloon with penalties, interest, fees and costs. You may soon be dealing with collectors and attorneys. The City can start the Sheriff Sale process.

But it’s never too late to rein in overdue Real Estate Taxes. Getting into an Owner-Occupied Real Estate Tax Payment Agreement (OOPA) helps you take back control.

When you get into OOPA, and honor the agreement, you:

  • Pay monthly installments based on your income.
  • Stop the foreclosure process.

You don’t need to make a down payment to sign up for an OOPA. The program helps you pay back what you owe, while protecting your home from foreclosure.

Zero-dollar installments

For participants who qualify, the minimum monthly OOPA payment can be as low as $0.

OOPA participants are grouped into different “Tiers” based on income and family size. Tier 5 participants, and some in Tier 4, qualify for these zero-dollar installments. They can also roll new property taxes into an existing agreement.

You should be aware that zero-dollar installments won’t erase your Real Estate Tax debt. But as long as you stay in the program, you can stay in your home.

You can learn more about OOPA, Tiers, applications, and more, by:

Photo credit: Taylor Farnsworth, Department of Commerce/ Flickr

Download an OOPA application form from our website.