Why Should I Shop Around for Automobile Insurance?
 

Under Pennsylvania's premium rating law, each insurance company is allowed to calculate its own rates based on its past loss experience and expenses.  Since each company's experience will differ, even within the same geographic area, the rates will therefore differ.

By calling several companies, or brokers/agents for a rate comparison, you can potentially save money. You will then be able to choose the company with the best available price and coverage to suit your individual needs.

There are many sources you can contact to evaluate policies and premiums.  Your local telephone directory and the Internet can provide names and telephone numbers for the following organizations:

• Independent insurance brokers/agents;
• Company agents who represent one company;
• Direct writers: insurance companies that sell direct to the public;
• Web sites.

It is important to get quotes from different companies. You may not realize it, but the insurance rates you pay for your car can vary dramatically depending on the insurance company you choose. You should always compare before deciding on a policy.

 

Last modified on Sept 28, 2003||Partners||As we partner with additional resources, this site will continue to progress